Business identity
- Legal business name and DBA, if any
- Entity type and formation state
- EIN confirmation or tax ID reference
- Business address and operating location
Document prep
The file wins before the pitch does.
A clean document packet gives a reviewer enough signal to understand the business without playing 47 rounds of email fetch.
Core checklist
Start with the boring stuff. Boring gets funded faster than chaos.
Prepare copies for review, but do not upload sensitive documents through unsecured channels.
Revenue proof
- Recent business bank statements
- Processor or marketplace sales reports
- Invoices, receivables, or contracts where relevant
- Seasonality notes if revenue swings hard
Bank activity
- Business account statements
- Deposit pattern notes
- Recent NSF or overdraft explanation, if applicable
- Existing payment obligations summary
Funding purpose
- Amount requested
- Use of funds breakdown
- Timing need
- Expected business impact
Asset or project details
- Equipment quote or invoice
- Property address and project numbers
- Inventory plan or purchase order
- Vendor estimate or contractor scope
Review notes
- Credit context
- Open liens or legal issues to disclose
- Existing advance or loan obligations
- Anything unusual a reviewer should know upfront
Document preparation improves review quality. It does not guarantee funding, pricing, eligibility, or timeline.