Built for business owners who hate bank games

Find Out If Your Business Is Fundable Before You Apply.

Answer a few questions and get a clear funding readiness score based on revenue, time in business, bank activity, credit profile, business structure, and funding purpose.

Get My Funding Score How It Works

100-pointreadiness score

White-labelfunding path logic

No fluffjust next steps

Working capital Lines of credit Startup capital Equipment finance E-commerce capital Real estate funding

The point

Stop guessing. Start routing.

Most owners do not need another vague “apply now” button. They need to know whether they are ready, what could block them, and which funding lane actually makes sense.

Answer the readiness questions

Revenue, time in business, credit, deposits, structure, funding use case, funding amount, and red flags.

Get a score

Your score shows whether you look highly fundable, review-ready, selective-fit, or prep-first.

See the path

The tool maps you to potential funding paths without blasting lender names all over the page.

Free assessment

Get your Funding Readiness Score

It takes about two minutes. No spreadsheet archaeology. No bank lobby blood ritual.

What best describes you?

This helps route the scorecard toward the right funding lane.

Existing small business owner Gig worker / independent contractor Ecommerce or marketplace seller Startup founder Real estate investor Contractor / trucking / equipment-heavy business Not sure yet

What is your average monthly business revenue?

Revenue is one of the biggest signals for working capital, lines, and revenue-based funding.

$0–$2,999 $3,000–$8,499 $8,500–$14,999 $15,000–$19,999 $20,000–$49,999 $50,000–$99,999 $100,000+

How long have you been operating?

Time in business separates startup funding, revenue-first options, and stronger business funding paths.

Not launched yet 0–3 months 4–5 months 6–11 months 12–23 months 24+ months

What is your estimated personal credit score?

Do not panic. Credit matters, but revenue and bank activity can still matter a lot.

Do you have a business bank account with regular deposits?

Bank activity can make or break speed-focused funding paths.

No business bank account Yes, but low or inconsistent deposits Yes, consistent monthly deposits Yes, strong deposits and clean activity Yes, but recent NSFs/overdrafts

How is your business currently set up?

A cleaner structure usually creates cleaner funding conversations.

No formal business yet Sole proprietor / independent contractor LLC or corporation, no business bank account LLC or corporation with business bank account LLC/corp, bank account, EIN, and clean records

How much funding are you seeking?

A realistic funding amount helps separate microcapital, working capital, real estate, and larger growth paths.

Under $5,000 $5,000–$25,000 $25,000–$75,000 $75,000–$150,000 $150,000–$500,000 $500,000+

Do any red flags apply?

Pick anything that applies. This helps prevent bad routing and wasted applications.

Open bankruptcy Recent tax lien Recent missed payments Recent NSFs / overdrafts Business bank account recently opened Existing MCA / daily payment advance Suspended marketplace account No current revenue None of these

Your score is ready

Where should we send the funding path summary?

Enter your details to view your score, recommended funding paths, and next steps.

0 /100

Funding Readiness Score

Score Tier

Result interpretation appears here.

Best-fit funding paths

Potential blockers

Recommended next steps

Documents you may need

Recent business bank statements
Credit profile details
Proof of revenue or platform sales
Entity, EIN, or business structure details

Speak With a Funding Strategist

Funding path logic

The scorecard routes by borrower profile, not wishful thinking.

Different businesses need different capital lanes. A startup founder, a trucking company, and an Amazon seller should not all be shoved into the same “apply now” meat grinder.

⚡

Fast Working Capital

For urgent payroll, materials, inventory, and short-cycle cash needs.

📈

Structured Growth Capital

For stable businesses with stronger revenue, documentation, and operating history.

🚀

Startup / Credit Leverage

For newer founders where personal credit may matter more than business history.

🚚

Equipment & Asset Funding

For trucks, equipment, heavy trades, contractors, and capex-driven businesses.

🏢

Real Estate Capital

For investor, rental, bridge, fix-and-flip, and commercial real estate scenarios.

🛒

E-commerce Seller Capital

For platform sellers with marketplace sales history and growth needs.

Why it matters

Bad applications cost time. Bad routing costs deals.

This scorecard gives business owners clarity before they apply, while giving your team better lead intelligence before the first conversation.

Run the Scorecard

FAQ

Questions before you press the button?

Is this an approval?

No. This is an educational pre-qualification scorecard. It is not an approval, funding offer, or commitment to lend.

Will this hurt my credit?

No. This frontend scorecard does not run credit. It uses the answers you provide to estimate readiness.

What happens after I get my score?

You will see potential funding paths, blockers, and suggested next steps. You can then request a funding review or speak with a strategist.

Can this be embedded on partner pages?

Yes. The scorecard logic can also be packaged as a compact embeddable widget for partner landing pages, Wix pages, WordPress posts, and static sites.

Ready to stop guessing?

Get your score, see your best-fit funding paths, and avoid applying like a caffeinated raccoon with a DocuSign link.

Get My Funding Score